Н. Гражевская, д-р экон. наук, проф., В. Трохименко, к-т экон. наук, ассист., А. Гражевская, асп. Киевский национальный университет имени Тараса Шевченко, Киев, Украина ПРЕДПОСЫЛКИ И ЭКОНОМИЧЕСКИЕ ПОСЛЕДСТВИЯ ПОИСКА РЕНТЫ НА РЫНКЕ БАНКОВСКИХ УСЛУГ В УКРАИНЕ

В статье исследованы основные предпосылки рентоориентированного поведения субъектов рынка банковских услуг в Украине. Раскрыты экономические последствия поиска ренты в национальной банковской системе. Обоснованы практические рекомендации по совершенствованию государственного регулирования банковской системы как важного фактора повышения конкурентоспособ­ности и национальной безопасности Украины.

Ключевые слова: рентоориентированное поведение; рынок банковских услуг; банковская система Украины; государственное ре­гулирование банковской системы.

Поступила в редакцию 19.01.2016

DOI: http://dx.doi.org/10.17721/1728-2667.2016/179-2/2

References

  1. Bazylevych, V.D. and Osetskyi, V.L. (2013), “Institutional Concept of Modernization of Financial Institutions”, Fi­nance of Ukraine, Vol. 5, pp. 19-30.
  2. Barth, J. R., Prabha, A. (P.), and Swagel, Ph., Just How Big Is the Too Big to Fail Problem? 27 March, 2012.
  3. Ballarin, E. (1986), Commercial Banks Admit the Financial Revolution, Cambridge, Mass: Ballinger.
  4. Bremus, Fr. (2015) “Cross-Border Banking, Bank Market Structures and Market Power: Theory and Cross-Country Evidence”, Journal of Banking&Finance, Vol. 50, pp. 242-259.
  5. Buchanan, J.M. (1980), “Rent seeking and profit seeking”, in: J. M Buchanan, R. D. Tollison and G. Tullock (1980), Toward a Theory of the Rent-seeking Society, CollegeStation: TexasA&MUniversity Press, pp. 3-15.
  6. Channon, D. F. (1988) Global Banking Strategy, Bury St Edmonds: St Edmundsbury Press.
  7. Dziubliuk, O. and Rudan, V. (2015), “The banking crisis in Ukraine and prospects of restoration of the effective func­tioning of domestic banking system”, available at: http://aub.org.ua/index.php?option=com_content&task=view&id= 10681&menu=119&Itemid=113
  8. Goldberg, Linda S. (2009), “Understanding Banking Sector Globalization”, Palgrave Macmillan Journals, Vol. 56(1), pp. 17-197.
  9. Hillman, A.L. (2009), Gosudarstvo i ekonomicheskaja politika: vozmozhnosti i ogranichenija upravlenija, dom GU VShE , Moscow, Russia.
  10. Kaufman, G. G. “Too Big to Fail in Banking: What Does It mean?”, LSE Financial Markets Group Special Paper Se­ries, June 2013.
  11. Koreshkov, V.G. (2013), “Estimates of losses of society from rent-seeking behavior of commercial banks”, Problems of accounting and Finance, Vol. 4(13), pp. 57-60.
  12. Kornyliuk, R. (2014), “Early Warning Indicators of Defaults in the Banking System of Ukraine”, Journal of European economy, Vol. 13, № 4., pp. 333-348.
  13. Krueger, A.O. (1974), “The Political Economy of the Rent-Seeking Society”, American Economic Review, Vol. 64., pp. 291-303.
  14. Labonte, M. (2015), “Systemically Important or “Too Big to Fail” Financial Institutions”, Congressional Research Ser­vice, 30 July, 2015.
  15. Larsen, E. (2006), “Escaping the Resource Curse and the Dutch Disease? When and Why Norway Caught Up with and Forged Ahead of its Neighbors”, American Journal of Economics and Sociology, Vol 3, pp. 605-640.
  16. Mizes, Lyudvig fon (2005), Chelovecheskaya deyatelnost: traktat po ekonomicheskoy teorii, Chelyabinsk: Sotsium.
  17. Mishcenko, V. I. (2015), “The Impact of the Banking Crisis on Changes in Bank Lending Conditions”, Financial Space, Vol. 3(19), pp. 63-69.
  18. Naumenkova, S.V. and Mishcenko, V. I. (2013), “The Modern Problems of Capitalization of the Banking System in Ukraine”, Financial and Credit Activity: Problems of Theory and Practice, Vol. 2, pp. 3-11.
  19. North, D.C., Wallis, J.J., Webb St. B. and Weingast B.R. (2013), In the Shadow of Violence. Politics, Economics, and the Problems of Development, Cambridge Univercity Press.
  20. Pustoviit, R.F. and Ovcharuk M.P. (2007), “Institutional formation of the post-socialistic banking sector”, Problemy i perspektyvy rozvytku bankivskoyi systemy Ukrainy : zbirnyk tez dopovidey X Vseukrainskoi naukovo-praktychnoi konferent- sii, X All-Ukrainian scientific and practical conference “Problems and prospects of development of the banking system in Ukraine”, State institution of higher education “Ukrainian banking academy of the National bank of Ukraine”, Sumy, Ukraine, pp. 17-19.
  21. Raiffeisen Research, CEE Banking Sector Report, May 2014, available at: http://www.rbinternational.com/
  22. eBusiness/services/resources/media/829189266947841370-NA-988671613168380133-1-2-EN.pdf
  23. Raiffeisen Research, CEE Banking Sector Report, June 2015, available at: http://www.rbinternational.com/eBusiness/services/resources/media/829189266947841370-829189181316930732_829602947997338151 -1078945710712239641- 1-2-EN-9.pdf
  24. The National Bank of Ukraine (2016), “Key performance indicators of banks”, available at: http://www.bank.gov.ua/control/en/publish/article?art_id=37942&cat_id=37937 (January 2016).
  25. The National Bank of Ukraine (2015), “Macroeconomic and Monetary Review”, available at: http://www.bank.gov.ua/control/uk/publish/article?art_id=17612907&cat_id=58037 (December 2015)
  26. The National Bank of Ukraine (2015), “Speech by NBU Governor Valeria Gontareva at a press conference on the results of 2015”, available at: http://xn--80aac1bld4d.xn--j1amh/control/uk/publish/article;jsessionid=E3EB9D403A2C4877BBDFCC4FB9DDB584?art_id=25592540&cat_id=12669458 (December 2015)
  27. The National Bank of Ukraine (2015), “Comprehensive Program for Development of Financial Sector in Ukraine until 2020″/ http://www.bank.gov.ua/doccatalog/document?id=18563297 (January 2016).
  28. World Economic Forum (2008-2016), The Global Competitivness Report 2008-2009, 2009-2010, 2010-2011, 2011-2012, 2012-2013, 2013-2014, 2014-2015, 2015-2016, available at: http://reports.weforum.org/global-competitiveness-report-2015-2016
  29. Tollison, R. (1982), “Rent-seeking: A survey”, Kyklos, Vol. 35, N 4, pp. 575-602.
  30. Tullock, G. (1967), “The Welfare Cost of Tariffs, Monopolies, and Theft”, Western Economic Journal, Vol. 5., pp. 224-232. http://dx.doi.org/10.1111/j.1465-7295.1967.tb01923.x_
  31. Tullock, G. (1989), The Economics of Special Privilege and Rent Seeking, Dordrecht/Boston: Kluwer Academic Pub­lishers.

Загрузить

  • pdf 179_2
    Размер файла: 346 kB Кол-во скачиваний: 855