Автори: Н. Приказюк, д-р екон. наук, проф., ORCID ID 0000-0002-7813-8590, Д. Пасевич, асп., ORCID ID 0000-0002-1143-6577, Київський національний університет імені Тараса Шевченка, Київ, Україна.
Анотація: На основі аналізу стану економік країн за регіонами виявлено наслідки впливу Covid-19 на них і охарактеризовано нові реалії функціонування. Проаналізовано оборот електронної комерції та використання готівки в країнах світу, з’ясовано роль електронних платіжних систем в обслуговуванні економік країн. Виявлено драйвери розвитку безготівкових розрахунків у світі та обґрунтовано перспективи їхнього поширення.
Ключові слова: інтернет банкінг; електронна платіжна система; валовий внутрішній продукт (ВВП); кібербезпека; електронна
комерція.
Received: 16/04/2021
1st Revision: 26/04/2021
Accepted: 17/05/2021
DOI: https://doi.org/10.17721/1728-2667.2021/215-2/5
Список використаних джерел
- Pouttchi, K., & Schurig, M. (2004). Assessment of today’s mobile banking applications from the view of customer requirements.
Proceedings of the Hawaii International Conference on System Sciences. [online] Available at: <https://mpra.ub.uni-muenchen.de/
2913/1/Mobile-BankingApplications_Customer-Requirements.pdf> [Accessed 7 June 2021]. - Laukkanen, T. (2007). Internet vs mobile banking: Comparing customer value perceptions. Business Process Management
Journal, 13(6), pp. 788-797. Doi:10.1108/14637150710834550. - Lee, M-C. (2009). Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and
perceived benefit. Electronic Commerce Research and Applications, 8(3), pp. 130-141. Doi:10.1016/j.elerap.2008.11.006. - Bharti, M. (2016). Impact of dimensions of mobile banking on user satisfaction. Journal of Internet Banking Commerce, 21(1),
pp. 152-22. - André Jakobsson (2017). Strategies in Swedish banks: Swish to handle bank transfers and payments. [online] Available at:
<http://www.diva-portal.org/smash/get/diva2:1064182/FULLTEXT01.pdf> [Accessed 7 June 2021]. - Bidgoli, H. (2002). Electronic Commerce: Principles and Practice, San Diego: Academic Press, pp. 487.
- Bushry, M. (2005). E-Commerce, New Delhi: Firewall Media, pp. 181.
- Asokan, N., and Janson, P.A. (1997). The State of the Art in Electronic Payment Systems, Computer Volume, 30(9), pp. 28-35.
- WHO Director-General’s opening remarks at the media briefing on COVID-19 – 11 March 2020 [online] Available at:
<https://www.who.int/director-general/speeches/detail/who-director-general-s-opening-remarks-at-the-media-briefing-on-covid-19—11-march-2020> [Accessed 7 June 2021]. - IMF data home page [online] Available at: <https://data.imf.org/?sk=388DFA60-1D26-4ADE-B505-A05A558D9A42&sId=
1479329132316> [Accessed 7 June 2021]. - Retail e-commerce sales worldwide from 2014 to 2023 [online] Available at: <https://www.statista.com/statistics/379046/worldwideretail-
e-commerce-sales/#:~:text=In%202019%2C%20retail%20e%2Dcommerce,most%20popular%20online%20activities%20worldwide>
[Accessed 7 June 2021]. - The 2020 McKinsey Global Payments Report. Global Banking Practice. McKinsey & Co. October 2020, pp. 38.
- Receipts for travel items in current prices. World Data Atlas. [online] Available at: <https://knoema.com/atlas/topics/Tourism/Key-
Tourism-Indicators/Receipts-for-travel-items> [Accessed 7 June 2021]. - Martina Weimert, Arnaud Saiag (2020) Covid-19 and European Retail Payments. Actions and considerations for merchants,
merchant service providers, and banks. [online] Available at: <https://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2020/jun/covid-19-and-european-retail-payments.pdf> [Accessed 7 June 2021]. - Nana Yaa Boakye-Adjei (2020) Covid-19: Boon and bane for digital payments and financial inclusion. [online] Available at:
<https://www.bis.org/fsi/fsibriefs9.pdf> [Accessed 7 June 2021]. - Working From Home & Cybersecurity in The Time of The Coronavirus (2020) [online] Available at: <https://hackernoon.com/
working-from-home-and-cybersecurity-in-the-time-of-the-coronavirus-4vc1322c?source=rss> [Accessed 7 June 2021]. - Over 500,000 Zoom accounts sold on hacker forums, the dark web (2020) [online] Available at:
<https://www.bleepingcomputer.com/news/security/over-500-000-zoom-accounts-sold-on-hacker-forums-the-dark-web/> [Accessed 7 June 2021]. - Aspects of cybersecurity not to overlook when working from home (2020) [online] Available at: <https://bigthink.com/technologyinnovation/work-from-home-cybersecurity?rebelltitem=8#rebelltitem8> [Accessed 7 June 2021].
- Americans Adopting E-Commerce Faster Than Ever Amid Pandemic (2020) [online] Available at: <https://www.bloomberg.com/
news/articles/2020-03-31/americans-adopting-e-commerce-faster-than-ever-amid-pandemic> [Accessed 7 June 2021]. - Amazon was already powerful. The coronavirus pandemic cleared the way to dominance. (2020) [online] Available at:
<https://www.vox.com/recode/2020/4/10/21215953/amazon-fresh-walmart-grocery-delivery-coronavirus-retail-store-closures> [Accessed 7 June 2021]. - COVID-19 crisis sparks ‘inflection point’ for online grocery – and huge revenue for Amazon (2020) [online] Available at:
<https://www.geekwire.com/2020/analyst-covid-19-crisis-sparks-inflection-point-online-grocery-huge-revenue-amazon/> [Accessed 7 June 2021]. - Survival of the biggest: Coronavirus transforms retail (2020) [online] Available at: <https://www.axios.com/coronavirus-retailsurvival-biggest-57470685-8e6a-4454-8149-94d5e2eb5cae.html> [Accessed 7 June 2021].
- Rampant shipping delays and limited stock amid the coronavirus outbreak reveal why e-commerce hasn’t defeated physical stores
just yet (2020) [online] Available at: <https://www.businessinsider.com/online-order-delays-during-coronavirus-e-commerce-limits-2020-4> [Accessed 7 June 2021]. - COVID-19 Survey: Consumer Trends and Their Impact on Retail Supply Chains (2020) [online] Available at: <https://blog.blueyonder.com/covid-19-survey-consumer-trends-and-their-impact-on-retail-supply-chains/?utm_source=blog&utm_medium=facebook&utm_campaign=covid19> [Accessed 7 June 2021].
- Fashion’s digital transformation: Now or never (2020) [online] Available at: <https://www.mckinsey.com/industries/retail/ourinsights/fashions-digital-transformation-now-or-never> [Accessed 7 June 2021].
- Shipping Delays? Out-of-Stock Items? Amazon Isn’t the Only Shop Online (2020) [online] Available at: <https://www.wsj.com/
articles/shipping-delays-out-of-stock-items-amazon-isnt-the-only-shop-online-11586165400> [Accessed 7 June 2021]. - Big Tech Could Emerge From Coronavirus Crisis Stronger Than Ever (2020) [online] Available at: <https://www.nytimes.com/
2020/03/23/technology/coronavirus-facebook-amazon-youtube.html> [Accessed 7 June 2021]. - Work-from-home routines speed the shift to cloud-computing services (2020) [online] Available at: <https://www.marketwatch.com/
story/work-from-home-routines-speed-the-shift-to-cloud-computing-services-2020-03-24> [Accessed 7 June 2021].
